after fees and expenses, before tax
capped for investor (including trusts)
the Fund's loans are secured by first & second ranking mortgages
Every business we fund goes through strict credit checks, property valuations, and risk analysis. Only opportunities that meet our conservative criteria make it into the Fund.
We provide transparent agreements outlining exactly how your capital is deployed, how returns are generated, and how your investment is secured. No surprises, no fine print.
Once qualified as a wholesale investor, you can invest with confidence knowing your capital is pooled into a professionally managed, asset-backed fund.
Investors receive distributions directly, supported by property-secured business loans. You’ll also get regular reporting so you can track your investment with ease and confidence.
I've been investing with Blossum for several months as my friend referred to them. I have been impressed by their consistent monthly repayments and exceptional returns—far above what banks offer. Their investment products are unique and Helen and her team has been patiently explaining and guiding me through the investment process.
Helen is a Chartered Accountant with over eight years of experience across diverse sectors, ranging from SMEs to large corporates. Throughout her career, she developed a deep passion for supporting and scaling small and medium-sized enterprises. Leveraging her expertise in building flexible infrastructures and designing effective management systems, Helen creates environments where businesses thrive and performance excels.
Driven by a commitment to address a critical gap in the market, Helen founded Blossum with a clear mission: to bridge the financing gap for borrowers through flexible, tailored lending solutions while providing investors with fixed, secured income opportunities that deliver higher returns than traditional banks. As founder and director, Helen combines her financial expertise and entrepreneurial vision to empower businesses and investors alike, fostering sustainable growth and prosperity.
Diggory Brooke is a senior finance professional with over 30 years’ experience across law
and structured finance. He began his career in the 1990s as a solicitor at Simpson Grierson,
developing a strong foundation in commercial law and transaction structuring. He later
transitioned into investment banking, serving as Director – Structured Finance at CBRE
(2016–2018), specialising in complex commercial property finance.
From 2018 to 2024, Diggory was General Manager and shareholder at Silver Harbour
Capital. In early 2024, he founded Atlas Capital, providing bespoke debt advisory solutions.
Earlier in life, Diggory represented New Zealand at the 1998 Commonwealth Games and
enjoyed a 10-year elite athletics career, reflecting his discipline and performance mindset.
Monika is an experienced multidisciplinary lender with extensive experience in the mortgage industry.
Prior to joining Blossom as a Credit Manager, Monika spent over 6 years at Pepper Money NZ as a Senior Credit Assessor, working with and building relationships with mortgage advisors across New Zealand.
Monika was attracted to Blossom 's concept of personalised loan requirements with a three-day approval conversion based on a scripted concept, including the ability to lend to commercial and property investors under Non-CCCFA requirements.
Monika joined the team to attract the attention of mortgage advisors and develop long-term relationships within the brokerage network.
Rasneet leads marketing at Blossum, where he focuses on growing our brand and connecting with the right investors. Rasneet has over 15 years in marketing, working across six countries, including New Zealand, on everything from digital campaigns to brand strategy. What drew him to Blossum is the clear, no-nonsense approach to investing — offering strong returns backed by real assets. His passion is to make sure more people hear about it, understand it, and feel confident getting involved.
A wholesale investor is someone who meets the criteria in Schedule 1 of the Financial Markets Conduct Act 2013 (NZ) (for example, based on experience, certification or financial thresholds). Use our quick guide to see whether you may qualify. This offer is not available to retail investors.
To date, we have not experienced a loss of investor capital or missed interest payments on loans funded via our platform. We apply a consistent credit and risk framework to each opportunity. Past performance is not a guarantee of future results.
You’re investing in a loan secured against real estate. The loan is asset-backed, typically with a first-ranking mortgage over the security property. Interest payments are made as set out in the loan agreement (for example, monthly).
We fund loans to companies, trusts and experienced individuals in real estate—often for bridging, refurbishment or working capital. Each loan undergoes credit assessment and is offered only where we consider it meets our criteria.
The typical maximum LVR is up to 75% of the property value (loan-specific). A lower LVR can reduce risk if conditions change, but it does not remove risk.
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