Blossum Insights

Understand The
Fundamentals.
Invest With Clarity.

Plain-language guides to private credit, PIE fund structures, and property-secured lending in New Zealand. Built for wholesale investors who want to know exactly what’s behind their investment.

Featured Guide

What Is a PIE Fund?
NZ Wholesale Investment Structure Explained

How New Zealand’s Portfolio Investment Entity structure can create a meaningful tax advantage for wholesale investors — and why it matters for your returns.

All Guides & Resources

Eligibility

What Is a Wholesale Investor?

Understanding the criteria under the Financial Markets Conduct Act and what it means for your access to higher-yield investment opportunities in NZ.

Security

First vs Second Mortgage Explained

What registered mortgages mean for property-secured lending — and why the ranking matters when you’re evaluating where your capital sits.

Comparison

Private Credit vs Traditional Savings

How property-secured private credit compares to conventional fixed-income options — and what wholesale investors should weigh up before deciding.

Risk

How Loan-to-Value Ratios Affect Risk

Why LVR is one of the most important metrics in property-secured lending — and how a disciplined 75% cap builds real headroom into every loan.

Market

NZ Property Market Insights

What wholesale investors in property-secured lending should understand about the NZ property market — and what actually matters for fund performance.

Fund Basics

What Is a PIE Fund?

How New Zealand’s Portfolio Investment Entity structure can create a meaningful tax advantage — with PIR capped at 28% for eligible investors.

Ready to Put Your
Capital to Work?

8% p.a. after fees, before tax. Monthly distributions. Backed by registered NZ property security. Wholesale investors only.

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Wholesale investors only · Past performance is not a guarantee of future returns · T&Cs apply

Our investment products are limited to select wholesale investors only. Please note that past performance is not a reliable indicator of future performance, and the rates we offer could change in the future. Terms and conditions apply.

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info@blossum.nz 0800 541 698

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Understand TheFundamentals.Invest With Clarity.

Ready to Put YourCapital to Work?