NZ Wholesale PIE Fund

Meaningful
Returns.
Secured by
NZ Property.

Private credit lending backed by first and second mortgages over New Zealand property. 8% p.a. PIE Fund. Monthly distributions. Wholesale investors only.

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Wholesale Investors Only · Past Performance Is Not A Guarantee Of Future Returns · T&Cs Apply

p.a. Return

6–12M

Term Lengths

75%

Max LVR Buffer

Monthly

Distributions

About Blossum

A New Zealand
Property-Secured
Lending Manager.

Blossum is a NZ private credit manager focused exclusively on structured property secured lending. We combine disciplined lending criteria, transparent documentation, and direct communication with investors — so you always know what your capital is doing and why.

We lend to New Zealand SMEs through registered mortgages over NZ property, providing investors with an income-focused return backed by real assets — not market sentiment.

“Structure carefully. Monitor actively. Communicate clearly.”

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How We Deliver Returns

Disciplined Lending.
Structured for Income.

Blossum lends to NZ SMEs secured by registered mortgages. Every loan follows defined parameters — no guessing, no market timing, no daily surprises.

The 8% p.a. return comes from structured lending — not equity exposure, not sharemarket movements.

Defined Lending Parameters

Every loan must meet strict criteria before inclusion in the fund. No exceptions.

Conservative LVR

Maximum 75% loan-to-value ratio builds meaningful headroom if property conditions change.

Clear Documentation

Registered mortgages and full legal documentation underpin every lending position.

Active Monitoring

Every loan is actively monitored throughout its term. Regular review and direct reporting.

Capital Flow Structure

Investor Capital

Wholesale investors commit capital to the Blossum PIE Fund.

Secured Lending to NZ SMEs

Capital is deployed as property secured loans to NZ businesses.

NZ Property as Security

Each loan backed by registered first or second mortgages over NZ property, max 75% LVR.

Monthly Income to Investors

Distributions paid monthly. 8% p.a. return. Real progress you can feel.

Income Backed by Real Assets

Real Security.
Real Income.

When you invest in Blossum, your capital is put to work through lending secured by New Zealand property — not market sentiment.

Distributions are paid monthly, so you don’t wait until end of term. Income arriving in your account each month changes how you plan your life.

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Risk Management

Built for
Risk Management.

01
Structured Borrower Assessment
Strict credit checks and independent property valuations on every deal before lending.
02
Conservative Loan-to-Value Parameters
Maximum 75% LVR leaves a meaningful buffer if property conditions change.
03
Diversified Loan Exposure
Capital spread across multiple loans — not concentrated in a single position.
04
Ongoing Active Monitoring
The team monitors every loan throughout its term — not a set and forget approach.
05
Governance Oversight
Experienced team with decades of NZ property and finance experience.

“Consistent monthly repayments and exceptional returns — far above what banks offer.”

Rosa Solano — Blossum Investor

Track Record

To date, Blossum has not experienced a loss of investor capital or missed an interest payment. We apply a consistent credit and risk framework to every opportunity.

Past performance is not a guarantee of future returns.

Fund Structure

Operating as a
New Zealand PIE Fund.

Portfolio Investment Entity

The Blossum Wholesale Fund operates under a Portfolio Investment Entity (PIE) structure — a NZ-regulated fund vehicle with defined tax treatment.

For eligible NZ investors, tax is applied at your Prescribed Investor Rate (PIR), capped at 28%. PIE income is taxed within the fund at your PIR rather than your personal rate — which can be tax-efficient for investors on higher marginal rates.

Your PIR depends on your circumstances. If you’re unsure, check with your accountant or the IRD.

28%

PIR Tax Cap

p.a. Return Before Tax

Regulated Structure

Understanding Private Credit