Wholesale Investors Only

When part of your income is unpredictable, the rest of your portfolio shouldn’t be.

Blossum offers 8% p.a. return, backed by registered NZ property security and paid monthly — so one part of your portfolio stays predictable when other income doesn’t.

Wholesale investors only.

8% p.a.
After fees, before tax
Monthly
Distributions paid
75% LVR
Max fund LVR
6–12 Mo
Short loan terms
The problem worth naming

Idle capital has a cost most investors never see on a statement.

😮‍💨
It doesn’t show as a loss

It shows up as time passing. When interest rates are low and inflation keeps running, capital sitting still is quietly falling behind in real terms.

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Nothing looks broken

Your financial buffer stays flat. Your financial runway stays exactly the same length it was last year. The upside from a good year slowly gets absorbed by doing nothing.

That’s the drift

Silent. Invisible on paper. But the cost compounds. And income that moves year to year — without a stable counterpart — leaves your whole financial picture exposed.

“When part of your income is unpredictable, the rest of your portfolio needs to hold steady.”
New Zealand farmland at golden hour

Real assets. Real income. Real security.

Blossum lends to NZ businesses secured by registered first and second mortgages over NZ property — backed by the same registered mortgage structure used across NZ property lending.

There’s a better use of that capital

Property-backed income. Paid monthly. Built for wholesale investors. 🏡

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Registered Property Security

Every loan backed by first or second mortgages over NZ property. Real assets. Real foundation.

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Max 75% LVR Buffer

Genuine headroom built into every single loan — not optimism, discipline.

💸
Monthly Distributions

Income lands in your account every month. Not at the end of a long wait. Plan around it. See it working.

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6–12 Month Terms

Short cycles. Portfolio reviewed and refreshed regularly — not locked into long term assumptions that may no longer hold.

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PIE Fund Structure

Tax capped at 28%. A meaningful structural advantage for serious investors.

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Disciplined Lending Process

Every loan assessed for serviceability, exit strategy, valuation, and credit quality. Process-led, not ad hoc.

The structure, plainly
8% p.a.
Return after fees, before tax

Paid as monthly distributions to investors.

Max 75%
LVR on every loan

Buffer built in as a discipline — not a guideline.

$150K
Minimum investment

Wholesale investors only. 12-month lock-up, then 90-day notice.

Returns are not guaranteed. Capital is at risk. See IM for full terms.

NZ farmer — the kind of investor Blossum is built for

You’ve built something real. Your capital should reflect that.

Blossum is built for investors who understand that foundations matter — in land, in business, and in where capital sits.

Why property security changes the conversation

What’s underneath an investment matters as much as the number. 🔎

Many investors focus on the return first. Experienced investors ask a different question first: what’s actually backing it?

Every Blossum loan is backed by registered property security. It doesn’t remove risk — nothing does. But it means the foundation is real, and that changes how the whole investment feels. 🛡️

  • 🏡 Registered first & second mortgages over NZ property on every loan
  • 🛡️ 75% LVR cap — headroom between the lending and asset value, always
  • 📋 Conservative valuations on every loan before approval
  • 🔎 Exit strategy review — every loan assessed for how it exits, not just how it starts
  • 🔄 6–12 month terms — refreshed regularly, not set and forgotten for years
NZ farmland
NZ Property Security
Farm fence and paddock
Real Asset Backing
Rural NZ landscape
Monthly Income
Why monthly distributions matter

Stop waiting on your returns. Blossum pays monthly.

“When one part of your income moves unpredictably — having a stream that arrives every single month becomes one of the most dependable parts of your portfolio.”
  • Plan around it. Monthly income changes how a portfolio feels in real life — not just on a statement.
  • See it working. Progress that’s visible every month — not a number you wait a year to check.
  • Build your financial position faster. Compounding income creates a stronger long term base.
  • Not because it’s the biggest number. Because it’s a reliable one — and reliability is exactly what unpredictable income needs beside it.
This is built for you if…

You’re ready to stop letting capital drift.

Your income has seasons — and you want capital that doesn’t
You understand real assets and want that foundation underneath your capital
You’re done with capital sitting idle and quietly falling behind
You want monthly distributions you can actually see and plan around
You want income not tied to equity markets or forces outside your control
You’re a wholesale investor ready to put meaningful capital to work properly

If that’s you — the next step takes two minutes. 👇

Common Questions

Registered first and second mortgages over NZ property. Maximum 75% LVR on every loan — genuine headroom between the lending and the asset value.
Monthly distributions — paid regularly into your account, not at the end of a long term.
8% p.a. after fees, before tax. Returns are not guaranteed and capital is at risk. Full details including fees, risks, and structure are in the Investment Memorandum.
NZD $150,000 minimum for wholesale investors.
12-month initial lock-up. After that, 90-day withdrawal notice applies. Full terms in the IM.
A PIE (Portfolio Investment Entity) is a specific NZ tax structure that caps the tax rate on fund returns at 28%. This can be a meaningful advantage depending on your personal tax situation. Speak to your accountant for advice specific to your circumstances.
No. The Blossum Wholesale PIE Fund is available to wholesale investors only. We confirm eligibility before any investment proceeds.

Capital after a good year has one job. Make sure it’s doing it.

Explore the Blossum PIE Fund. Get the Investor Pack and see if it fits your portfolio. No commitment. No obligation.

*Wholesale investors only. Past performance is not a guarantee of future returns. T&Cs apply. See our website for more details.

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