Becoming a wholesale investor in New Zealand opens the door to higher-returning investment opportunities that aren’t available to the general public. This guide walks you through the exact steps to get certified and start accessing wholesale funds like Blossum’s 8% property secured PIE fund.
The Financial Markets Conduct Act 2013 provides four routes to wholesale investor status:
| Pathway | Requirement | Best For |
|---|---|---|
| Investment Activity | $1M+ in financial products (past 2 years) | HNW individuals, property investors |
| Large Transaction | Single investment of $750K+ | Large single investments |
| Eligible Investor Certificate | Professional certification of knowledge/experience | Experienced investors below $1M threshold |
| Investment Business | Principal business is investing | Fund managers, banks, insurers |
For the most common pathways:
Contact one of these professionals to arrange certification:
The assessment typically takes 30-60 minutes and costs $200-$500. The certifier will assess your knowledge of investment risks, your experience, and your ability to evaluate the specific type of investment you’re interested in.
Your certificate is a written document confirming your status. It’s valid for two years and must specify the types of financial products it covers. Keep the original safe — fund managers will request a copy.
Present your certificate to your chosen fund manager. For Blossum Fund, the process is straightforward:
You can qualify through four pathways: owning $1M+ in financial products, making a single $750K+ investment, obtaining an eligible investor certificate from a chartered accountant/lawyer/financial adviser, or being in the investment business.
Typically $200-$500 for the professional assessment by a chartered accountant, lawyer, or financial adviser. There’s no government fee. The certificate is valid for two years.
Property ownership alone doesn’t qualify you, as the family home is generally excluded from the $1M test. However, if you own investment properties plus financial products totalling $1M+, or you can obtain an eligible investor certificate based on your investment experience, you can qualify.
Wholesale investors can access property secured PIE funds (like Blossum offering 8% p.a.), private equity funds, hedge funds, wholesale managed funds, property syndicates, and other specialist investment products not available to retail investors.
© 2026 | Blossum | All Rights reserved