A wholesale investor is a person or company that has an understanding of the financial markets, has invested in similar investments before, and meets the legal criteria of what is considered a wholesale investor
The purpose of requiring investors to be classified as wholesale investors is to ensure that they are investing with sufficient knowledge and experience to understand the risks associated with this type of investment. We have created a resource to help you identify what you may qualify as.
Blossum has a strong track record of preserving investor capital and has not experienced any loss of investor capital or interest to date. We have strict risk management policies and procedures in place. Past performance is not a guarantee of future success.
You are investing in a loan secured against real estate. The loan is an asset-backed investment, which means that the invested funds are secured with a first ranking mortgage over the property used as security. Investors receive interest payments on their capital at regular intervals or as agreed upon by Blossum and the investor prior to making the investment.
Blossum lends funds to companies, trusts and individuals with experience in dealing with real estate. We also lend funds to developers for the purpose of bridging or refurbishing existing properties. We carefully assess each borrower’s asset and loan requirements before any loan is approved, and we only offer loans that we deem suitable for our investors.
The maximum LVR we lend up to is 70% of the property value. This helps to ensure that investor capital is secure in times of any market downturn or other unforeseen circumstances.
Yes, Blossum is a Registered Financial Service Provider (FSP 1004471). We are registered with the Financial Markets Authority and work to comply with all applicable laws.