Get up to $10 million. Secured by a first mortgage on qualifying properties. Blossum lends against residential, commercial, and rural properties as collateral, providing a broad range of options to borrowers.
Please note, we do not lend against bare land or leasehold properties as security.
Secured financing up to $10mil. Secured by a first mortgage on qualifying properties. Blossum lends against residential, commercial, and rural properties as collateral, providing a broad range of options to borrowers.
Please note, we do not lend against bare land or leasehold properties as security.
Send us your lending application via [email protected]
Your lending application is assessed by one of our Credit Manager within 24 hours of receiving the application
We typically provide loan offers within 24 - 48 hours of receiving an application (during weekdays).
Our established investor network funds your loan. Our streamlined processes enable loan settlements within 5-7 working days in most cases.
In many cases we do not require detailed financial information or registered valuations.
* Additional documentation may be requested as a case-by-case basis.
There are no hidden fees for our business loans, and you’ll know exactly how much you need to pay, and when, from day one. There’s no compounding interest and no additional fees (as long as you make your payments on time).
You can apply for a loan with Blossum with no upfront cost or obligation to proceed. The Establishment Fee covers the costs associated with setting up and managing the loan. You are only charged this fee if you proceed with the loan.
Upon your submission of the required documents, our loan specialist will propose a set of terms relating to Interest Rate, Establishment Fees & Legal Fees in an Offer Letter. Once the Offer Letter is accepted by you, Blossum will put the financing request up for funding on our platform.
Our investors will receive a notification on the upcoming financing opportunity, and they will choose to invest various amounts until the required loan amount is reached. Blossum will then disburse the loan sum to you on the next working day.
Business loan interest rates vary due to factors including the amount borrowed, what business assets the funds will be used for, the industry the business operates in, how long the business has been running, whether the business has sufficient cash flow to support the loan, and the overall ‘health’ or creditworthiness of the business.
Yes, you may apply for a subsequent loan with Blossum subject to another round of credit underwriting, especially if it has been some time has passed since the initial loan.
However, as this will be considered another loan, you may be required to pay off the full outstanding amount of the existing loan before a new loan is extended. This depends on the conditions set by the credit team.
You can choose to repay the entire amount of your loan early at any time. If you decide to do this please speak to our friendly business loan specialists. They will provide you with repayment details and an early payout figure. This will be calculated as the total of the remaining principal amount and any accrued interest at the date of early payout, plus 1.5% of the remaining principal and any outstanding fees.
Typically, the whole process should be completed within 1 to 2 weeks. The application and approval process will take 1-2 working days. Upon approval, your loan will be put up for funding for up to 14 days and it will end as soon as it is fully funded.
In the unlikely event that your loan is not fully funded by the end of the funding window, our team will reach out to you to discuss the next steps.
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